I've been watching a lot of Till Debt Do Us part lately and decided that I should do a 'real' budget.
I googled up websites for the recommended percentages for budgeting and adjusted to suit our needs (such as we do not need medical as my benefits cover 100% drugs/dental and we have OHIP) and we added tithing to it.
Took 10% tithing right off the top of our weekly income.
Then broke down the rest of the areas.
This past week due to our anniversary, a baptism, birthday and a really good toys sale (bought a couple toys for Christmas presents) I was over budget on Misc. and Food.
Here is the break down of our budget percentages:
Housing 38%
Food 10%
Transportation 10%
Insurance 3%
debts 10%
entertainment 2%
clothing 2%
savings 5%
medical 0%
misc 4%
school/childcare 10%
investments 6%
I had meal planned for the entire month. This past week some of the plan was changed as we had other events happening. DH made me dinner for our Anniversary and we have dd baptized which also changed some meal plans.
Here is the meal plan for the remainder of October.
Today - Pork sirloin with corn and breadsticks.
Oct 21 - chicken and carrot sticks and cucumbers
Oct 22 - pasta with tuna
Oct 23 - eggs and toast
Oct 24 - chicken fingers
Oct 25 - Rice
Oct 26 - Soup
Oct 27 - burgers
Oct 28 - shepherd's pie
Oct 29 - lasagna
Oct 30 - ribs/wings/fries
Oct 31 - Kraft dinner
Well our unusual expenses keep coming.
1) Washing machine broke
2) dishwasher broke
3) my computer hard drive shot (replaced my computer - eventually fix the old for the kids)
4) same day discover dh's computer hard drive shot (will get a new hard drive for dh)
What next! (Oh and the van got in an accident but dh got most of the dent out so we are opting to NOT fix it)
Oct 6 - leftovers
Oct 7 - pork and ?
Oct 8 - pasta with beef (make 2)
Oct 9 - hot dogs
Oct 10 - 12 - ? (may go away for Thanksgiving weekend)
